:root{--navy:#0b1830;--ink:#17243b;--muted:#5b6b7f;--blue:#1769dc;--sky:#eaf3ff;--line:#e2e9f2;--bg:#f7f9fc;--white:#fff}*{box-sizing:border-box}html{scroll-behavior:smooth}body{margin:0;font-family:Inter,system-ui,-apple-system,Segoe UI,Arial,sans-serif;color:var(--ink);line-height:1.65;background:var(--white)}a{color:var(--blue)}.container{max-width:1140px;margin:auto;padding:0 24px}.top{background:var(--navy);color:#d5e4fb;font-size:13px;padding:8px 0}.top .container{display:flex;justify-content:space-between;gap:16px}.top a{color:#fff;text-decoration:none}header{background:white;border-bottom:1px solid var(--line);position:sticky;top:0;z-index:10}nav{display:flex;align-items:center;justify-content:space-between;min-height:78px;gap:24px}.brand{display:flex;align-items:center;gap:12px;text-decoration:none;color:var(--navy);font-size:19px;font-weight:800;line-height:1.1}.brand small{display:block;font-size:11px;letter-spacing:2.1px;color:var(--blue);font-weight:700;margin-top:6px}.mark{width:43px;height:43px;background:linear-gradient(135deg,#1769dc,#06346e);clip-path:polygon(50% 0,100% 85%,65% 85%,50% 60%,35% 85%,0 85%);flex-shrink:0}.links{display:flex;align-items:center;gap:23px}.links a{text-decoration:none;color:var(--ink);font-size:14px;font-weight:650}.links a:hover{color:var(--blue)}.btn{display:inline-block;border-radius:9px;background:var(--blue);color:white!important;padding:12px 20px;text-decoration:none;font-weight:750;border:1px solid var(--blue);cursor:pointer}.btn:hover{background:#1054b5}.btn.secondary{background:transparent;color:var(--blue)!important}.menu{display:none;background:none;border:0;font-size:26px}.hero{background:radial-gradient(circle at 90% 25%,#173e75 0%,transparent 43%),linear-gradient(115deg,#08162e,#10294d);color:white;padding:100px 0 95px;overflow:hidden}.hero-grid{display:grid;grid-template-columns:1.15fr 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0}.section-intro{max-width:690px;margin-bottom:32px}.muted{color:var(--muted)}.grid{display:grid;grid-template-columns:repeat(3,1fr);gap:22px}.card{background:#fff;border:1px solid var(--line);border-radius:16px;padding:28px;box-shadow:0 8px 28px #0c2c5808}.card .symbol{font-size:27px;background:var(--sky);width:55px;height:55px;display:grid;place-items:center;border-radius:12px;margin-bottom:20px}.card p{margin-bottom:0;color:var(--muted)}.light{background:var(--bg)}.split{display:grid;grid-template-columns:1fr 1fr;gap:60px;align-items:center}.panel{background:linear-gradient(135deg,#0b2141,#17477f);color:white;border-radius:20px;padding:40px}.panel ul{padding-left:22px}.panel li{margin-bottom:13px}.steps{display:grid;grid-template-columns:repeat(3,1fr);gap:20px}.step{padding:24px;border-left:3px solid var(--blue);background:white}.step b{color:var(--blue);font-size:26px}.cta{background:var(--navy);color:white;text-align:center}.cta p{color:#cbdaf0}.cta h2{max-width:740px;margin:12px auto}.footer{background:#071326;color:#c7d5e8;padding:50px 0 25px}.footer-grid{display:grid;grid-template-columns:2fr 1fr 1fr;gap:35px}.footer a{color:#c7d5e8;text-decoration:none;display:block;margin:8px 0}.footer a:hover{text-decoration:underline}.footer .brand{color:white}.fine{border-top:1px solid #273b59;margin-top:32px;padding-top:18px;font-size:12px;color:#a5b7d0}.page-hero{padding:65px 0;background:#edf4fc}.page-hero h1{font-size:44px;color:var(--navy)}.page-hero p{max-width:760px}.contact-grid{display:grid;grid-template-columns:1.25fr .75fr;gap:30px}label{font-size:14px;font-weight:700;display:block;margin:15px 0 5px}input,textarea,select{width:100%;padding:12px;border:1px solid #c5d3e4;border-radius:8px;font:inherit}textarea{min-height:135px}.note{font-size:13px;color:var(--muted)}.notice{border-left:4px solid var(--blue);background:var(--sky);padding:18px 22px;border-radius:5px}.plain-list 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